Interior Plumbing and Drainage Coverage

Your home’s plumbing is a complex network of pipes, valves, faucets and drains. This complexity creates a host of potential repair problems that are expensive to fix and are not typically covered by basic homeowners insurance policies. With our Interior Plumbing and Drainage coverage, you’re protected.

There are multiple places in your home where you could experience a plumbing or drainage problem, but our Interior Plumbing and Drainage Coverage plan has you covered.

The HomeServe USA Solution
Interior Plumbing and Drainage Coverage Benefits:

No Bill to Pay for Covered Repairs – All costs are covered for replacing or repairing the covered plumbing and drainage emergency, up to your specific coverage limits per service call
Multiple Service Calls per Year – You can make more than one service call per year, covering labor, materials, permits and tax
24-Hour Emergency Service Hotline – Available 24 hours a day, 365 days a year, ready to respond to your call
Priority Response – A local, licensed and insured contractor will make your repair a priority
Quality Work – One-year guarantee on all permanent repairs

General Exclusions:

Acts of God, thawing of temporarily frozen pipes or damage caused by freezing of an unoccupied home, or home where heating was not operating during the breakdown; emergency breakdown - to external guttering, due to pre-existing conditions, faulty construction, improper maintenance, controllable leaks, storm drains and downspouts or any damage resulting from their overflow, arising from disconnection/interruption from the main water supply; water faucets that require washer repair; swimming pools or decorative water features; sump pump, vacuum drainage systems, septic systems, spa, sprinkler systems, water softener and waste disposal units; repair and/or replacement costs of: water tanks, water heaters, radiators, bathroom fittings (e.g. toilet bowls and baths) and sinks; repair, replacement or unblocking of covered parts, equipment and/or systems due to the gradual reduction in performance caused by normal wear and tear where an emergency breakdown has not occurred; emergency breakdown to property having remained unoccupied for more than 30 days; repairs or replacement when parts are obsolete; equipment and/or system in order to comply with any federal, state, or local laws; recovery/disposal of hazardous material; manufacturer's recalls, defects or class action suits; closing walls, floors or ceilings; restoration of affected area (including but not limited to: carpets, cabinets, kitchen assemblies, paneling, stucco, wood, tile, wallpaper, fixtures, fittings, mirrors), costs of a repair visit, hard or soft landscaping if coverage does not apply; repair, replacement or unblocking without our prior authorization; mobile homes, recreational vehicles, multiple-unit dwellings, or commercial buildings or any residential home over 5,001 sq. ft.; consequential or incidental damages. See terms and conditions for complete coverage details. For complete Terms & Conditions call 1-888-752-6740

What You Should Know About

Home Emergencies

It is estimated that 1,000,000 homeowners will suffer a water service line emergency in 20121
More than 4,000,000 homeowners will have a major sewer/septic line disruption in 2012¹
50% of American homeowners do not know they are responsible for repair costs in many common home emergencies²
64% of Americans do not have $1,000 in savings to pay for emergency repairs³
Basic homeowners insurance does not typically cover the cost of most common home emergency repairs
Replacing a section of water service line costs an average of $2,300⁴
Replacing a sewer/septic line can cost thousands of dollars

¹Home emergency occurrence rate estimated by HomeServe
²GfK Roper Custom Research North America 2010
³National Foundation for Credit Counseling 2011
⁴Based on HomeServe national average repair rates 4/11