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Repair Plans >> Electrical >> Interior Electrical Wiring

Interior Electrical Wiring Repair Plan

Power failures or faulty wiring and electrical components can cause fire hazards and power outages. As a homeowner, you are responsible for the electrical systems inside your home and finding qualified help for emergency repairs can be time-consuming and expensive.

With a repair plan from HomeServe, you can get protection from the high cost of repairs. Coverage includes the emergency breakdown repair costs of faulty outlets or GFCI, switches, wiring or rewiring circuit to breakers, individual breakers, breaker panel or fuse boxes and junction boxes up to the annual benefit amount.

Repair Plan Benefits

  • $0 deductible
  • 24-hour repair service hotline
  • Local, licensed, and insured technicians
  • One-year guarantee on all covered repairs

Problems with your interior electrical wiring can cause:

  • faulty outlets and wall switches
  • shorts in wiring causing fixtures to stop working or lights to flicker
  • partial or full home “blackout”

If an electrical breakdown happens, you need qualified help quickly to rewire faulty sections and repair switches, outlets, breaker/fuse boxes and control panels. Finding help can be difficult and time-consuming and repairs can be expensive. Lighten your load from expensive repairs with an affordable repair plan from HomeServe USA and get access to our 24/7 hotline where you can schedule a repair for your home's interior electrical wiring system.

Interior Electrical Wiring

Instant Quote

What's Covered?

  • Distribution center (panel or fuse box)
  • Faulty wiring to wall light
  • Faulty or damaged electrical outlet
  • Broken light switch
  • Faulty or damaged GFCI outlet
  • Faulty wiring to exhaust fan
  • Other qualifying repairs to the wiring that carries electricity to points of use in your home

HomeServe national average repair costs as of April 2013. No charge for covered repairs up to the benefit amount.

Interior Electrical Wiring Videos

  • Richard Dalling shares his interior electrical repair experience

Richard Dalling shares his interior electrical repair experience

Interior Electrical Line Coverage reviews verified by Reevoo

(8.8 out of 10)
Call Center Experience
Contractor/ Technician Professionalism
Satisfaction With the Repair
Overall Rating
Scores 8.8 out of 10 based on 102 reviews
Reviews and scores from the last 12 months.
(2 out of 10)


Northern California US
Reviewer left no comment
I had what I thought was a true emergency (water from upstairs bathroom leaking into an electrical fixture), and it was very hard to get a response from your your service desk. I had to call back a number of time in order to get the full story (somewhere along the line they thought that the flooding was continuing and put the electrical contractor on hold which waiting for a plumber to respond). We had stopped the flow of water and were waiting for the electrician to come out and check the circuit. Each time I called I had to explain the story over again and was typically told to call back later.
Very frustrating. One the electricians did come out the service was great.
Confirmed purchase: January 06 2014
Published on: November 10 2014
(2 out of 10)


Reviewer left no comment
Repair wasn't done and the suggestion in how to fix the system was inappropriate.
Confirmed purchase: August 15 2014
Published on: November 02 2014
(9 out of 10)


Baltimore. MD US
Knwoledgable contractor. Nicely done repair.
Contractor had to reschedule the repair 2 times due to some issues.
Confirmed purchase: July 28 2014
Published on: November 02 2014

Important Coverage Information

Exclusions: Failure arising from the disconnection from or interruption to the main electrical supply, resetting of circuit breakers or system controls, replacement of light bulbs, light fittings, fuses or plugs, appliances or equipment, transformers and service entrance conductors.


  • Residential homeowner with sole responsibility for the interior electrical system

Not Eligible

  • Residences not affixed to a permanent foundation
  • Recreational vehicles
  • Properties used for commercial purposes
  • Residences with aluminum wiring or non-permanent electrical wiring
  • Residential property with an electrical services entrance rated at less than 80 amps

Cancellation Policy

You may cancel within 30 days of your start date for a full refund; cancellations after the first 30 days will result in a pro-rata refund less any claims paid.

Read full cancellation policy >

Responsibility: If you live in a development community with a condominium, co-op or homeowners association, your interior electrical system may not be an individual homeowner’s responsibility, so please check with your association before purchasing this coverage. If you own a residential property that has multiple units, you must purchase a service agreement for each individual unit for any one unit to be eligible.

Benefit Details: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the high voltage wiring that services the interior limits of your home from, and including, the distribution panel up to the points of use that is damaged due to normal wear and tear, not accident or negligence. 

Making a Service Call: Your plan starts the day your order is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year.

Renewal: Your coverage is based on an annual contract. Your service agreement will be automatically renewed annually at the then-current renewal price. Your coverage will remain in effect unless you call to discontinue.

Frequently Asked Questions

Does my homeowners insurance or local utility cover repairs to the systems around my home?

Many homeowners believe their utility companies or homeowners insurance is responsible for emergency repairs to the water, sewer, plumbing, electrical, heating and cooling systems, but the reality is that in many cases you, the homeowner, is responsible. Most basic homeowners insurance policies and local utility companies or municipalities do not cover repairs to or replacement of the major systems in and around your home. Homeowners have always been responsible for these types of repairs. However, many are simply not aware. Anything that goes wrong on the your property–such as a tree root growing into a water or sewer line and obstructing it, leaks in interior plumbing pipes or a broken water heater–is typically your responsibility.

After I purchase a plan, when does my coverage begin?

Your plan starts the day your order is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. This prevents service calls on pre-existing conditions and helps keep the coverage affordable.  There is no waiting period in Nevada.

I need a repair. What should I do?

Step 1: If you should suffer a home repair emergency that is covered by your plan, call HomeServe toll-free at 1-855-336-2465 and one of our customer service specialists will get you started on your claim.

Step 2: A local, licensed and insured technician will be dispatched to your home to make the covered repair or replacement.

Step 3: Once covered repairs are completed, just sign the repair form and we pay the technician directly for you up to the annual benefit.

It’s that simple!

Who will come to my home to make the repair?

Homeowners who call with a covered emergency can rest assured that a local, licensed and insured technician will respond to the call and carry out the repair in a professional manner. Each service technician is hand selected and screened before acceptance. Screening includes verification of certification and an in-the-field evaluation.

How do I cancel my plan?

You may cancel within 30 days of your start date for a full refund less any claims paid; cancellations after the first 30 days will result in a pro-rata refund less any claims paid. Most basic homeowners insurance policies and local utility companies do not cover repair or replacement of this line. If you find you have similar coverage, you can contact us at 1-855-336-2465 to cancel and you will receive a refund of your service agreement fee, less any claims paid.

Click here to read the full cancellation policy.

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