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Repair Plans >> Plumbing >> Exterior Sewer/Septic Line

Exterior Sewer/Septic Line Repair Plan

The buried sewer/septic line on your property that carries waste away from your home can age, crack or leak due to simple wear and tear, tree roots or shifting ground. This line can also get blocked and cause waste water to backup into your home. Most basic homeowners insurance doesn't cover repairs to this line and as a homeowner, you could face expensive repair or replacement costs.

With a repair plan from HomeServe, you can get protection from time-consuming and expensive repairs. Coverage includes the emergency breakdown costs of repairing a clogged sewer line, collapsed sewer line section and/or a clogged septic line up to the annual benefit amount.

Repair Plan Benefits

  • $0 deductible
  • 24-hour repair service hotline
  • Local, licensed, and insured technicians
  • One-year guarantee on all covered repairs

If your sewer/septic line fails, it can cause:

  • clogged/backed up drains inside your home
  • sewage flooding in your basement
  • sewage backed up in your yard

As a sewer/septic line ages, it becomes even more likely to leak, clog or break. Be ready for the unexpected with a repair plan from HomeServe USA and keep what’s underground covered with access to our 24/7 hotline where you can schedule a repair for your exterior sewer/septic line.

Exterior Sewer/Septic Line

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What's Covered?

  • Locating the blockage or collapse
  • Excavation to expose pipe
  • Pipe replacement or repair
  • Repair or replacement of seals and joints
  • Unblocking
  • Fitting external valves
  • Fusing
  • Welding
  • Pipe cutting
  • Backfilling of areas disturbed by repairs

HomeServe national average repair costs as of April 2013. No charge for covered repairs up to the benefit amount.

In some towns, the service line beyond the property boundary to the main connection may be an additional responsibility of the homeowner but is not included in this coverage.

Sewer/Septic Line Coverage reviews verified by Reevoo

(8.9 out of 10)
Call Center Experience
Contractor/ Technician Professionalism
Satisfaction With the Repair
Overall Rating
Scores 8.9 out of 10 based on 24 reviews
Reviews and scores from the last 12 months.
(5 out of 10)


Topeka, Ks US
finally got reimbursement for sewer service
took from january 20, 2014 to March 5, 2014 to get reimbursement . ALSO required innumerable phone calls, speaking with a variety of persons until finally reaching a casemanager who accomplished what he said he would do--send reimbursement. Also, had to fax the invoice 2x to get the reimbursement.
Confirmed purchase: January 16 2014
Published on: August 17 2014
(10 out of 10)


Home serve gives peace of mind for a small monthly fee.
Confirmed purchase: February 18 2014
Published on: March 19 2014
(10 out of 10)


Colorado Springs US
quick service thank the Lord.
Reviewer left no comment
Confirmed purchase: December 28 2013
Published on: March 09 2014

Important Coverage Information

Exclusions: Septic tank, leaching field.


  • Residential homeowner with sole responsibility for the exterior sewer/septic service line

Not Eligible

  • Residences not affixed to a permanent foundation
  • Recreational vehicles
  • Properties used for commercial purposes

Cancellation Policy

You may cancel within 30 days of your start date for a full refund; cancellations after the first 30 days will result in a pro-rata refund less any claims paid.

Read full cancellation policy >

Responsibility: If you live in a development community with a condominium, co-op or homeowners association, your exterior sewer/septic service line may not be an individual homeowner’s responsibility, so please check with your association before purchasing this coverage.

Benefit Details: Coverage provides, up to the benefit amount, for the covered cost to repair or replace either the sewer line that takes wastewater away on your property that is damaged due to normal wear and tear, not accident or negligence. 

Making a Service Call: Your plan starts the day your order is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year.

Renewal: Your coverage is based on an annual contract. Your service agreement will be automatically renewed annually at the then-current renewal price. Your coverage will remain in effect unless you call to discontinue.

Frequently Asked Questions

Does my homeowners insurance or local utility cover repairs to the systems around my home?

Many homeowners believe their utility companies or homeowners insurance is responsible for emergency repairs to the water, sewer, plumbing, electrical, heating and cooling systems, but the reality is that in many cases you, the homeowner, is responsible. Most basic homeowners insurance policies and local utility companies or municipalities do not cover repairs to or replacement of the major systems in and around your home. Homeowners have always been responsible for these types of repairs. However, many are simply not aware. Anything that goes wrong on the your property–such as a tree root growing into a water or sewer line and obstructing it, leaks in interior plumbing pipes or a broken water heater–is typically your responsibility.

After I purchase a plan, when does my coverage begin?

Your plan starts the day your order is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. This prevents service calls on pre-existing conditions and helps keep the coverage affordable.  There is no waiting period in Nevada.

I need a repair. What should I do?

Step 1: If you should suffer a home repair emergency that is covered by your plan, call HomeServe toll-free at 1-855-336-2465 and one of our customer service specialists will get you started on your claim.

Step 2: A local, licensed and insured technician will be dispatched to your home to make the covered repair or replacement.

Step 3: Once covered repairs are completed, just sign the repair form and we pay the technician directly for you up to the annual benefit.

It’s that simple!

Who will come to my home to make the repair?

Homeowners who call with a covered emergency can rest assured that a local, licensed and insured technician will respond to the call and carry out the repair in a professional manner. Each service technician is hand selected and screened before acceptance. Screening includes verification of certification and an in-the-field evaluation.

How do I cancel my plan?

You may cancel within 30 days of your start date for a full refund less any claims paid; cancellations after the first 30 days will result in a pro-rata refund less any claims paid. Most basic homeowners insurance policies and local utility companies do not cover repair or replacement of this line. If you find you have similar coverage, you can contact us at 1-855-336-2465 to cancel and you will receive a refund of your service agreement fee, less any claims paid.

Click here to read the full cancellation policy.

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