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Repair Plans >> Plumbing >> Exterior Sewer/Septic Line

Exterior Sewer/Septic Line Repair Plan

The buried sewer/septic line on your property that carries waste away from your home can age, crack or leak due to simple wear and tear, tree roots or shifting ground. This line can also get blocked and cause waste water to backup into your home. Most basic homeowners insurance doesn't cover repairs to this line and as a homeowner, you could face expensive repair or replacement costs.

With a repair plan from HomeServe, you can get protection from time-consuming and expensive repairs. Enter your ZIP Code to find available plans in your area.

Repair Plan Benefits

  • $0 deductible
  • 24-hour repair service hotline
  • Local, licensed, and insured technicians
  • One-year guarantee on all covered repairs

If your sewer/septic line fails, it can cause:

  • clogged/backed up drains inside your home
  • sewage flooding in your basement
  • sewage backed up in your yard

As a sewer/septic line ages, it becomes even more likely to leak, clog or break. Be ready for the unexpected with a repair plan from HomeServe USA and keep what’s underground covered with access to our 24/7 hotline where you can schedule a repair for your exterior sewer/septic line.

Exterior Sewer/Septic Line

Instant Quote

What's Covered?

  • Locating the blockage or collapse
  • Excavation to expose pipe
  • Pipe replacement or repair
  • Repair or replacement of seals and joints
  • Unblocking
  • Fitting external valves
  • Fusing
  • Welding
  • Pipe cutting
  • Backfilling of areas disturbed by repairs

HomeServe national average repair costs as of April 2013. No charge for covered repairs up to the benefit amount.

Exterior Sewer/Septic Line Videos

  • Maryam shares her sewer line repair experience

  • Learn more about Sewer/Septic Line repair plans from HomeServe

Maryam shares her sewer line repair experience

Sewer/Septic Line Coverage reviews verified by Reevoo

(8.5 out of 10)
Call Center Experience
Contractor/ Technician Professionalism
Satisfaction With the Repair
Overall Rating
Scores 8.5 out of 10 based on 83 reviews
(7 out of 10)


Loveland, Colorado US
Reviewer left no comment
Drain Doctors did not clean out the floor drain (on 11/24/13) and 1.5 months later, it backed up into my basement (on 1/7/14). Floor drain should of been checked/cleaned when the main was augered on 11/24/13. Scott was Drain Doctors technician.
Confirmed purchase: November 24 2013
Published on: August 18 2014
(5 out of 10)


buffalo,ny US
Reviewer left no comment
the plumbing contractor that was sent is from company that u provided previously- we had a great deal of difficulty with this company-gave us an outrageous price for sewer repair work had to tell them to pull their equipment out of our property-they finally agreed to do work ,aside from the covered work, for a more reasonable price
Confirmed purchase: December 18 2013
Published on: August 17 2014
(5 out of 10)


Topeka, Ks US
finally got reimbursement for sewer service
took from january 20, 2014 to March 5, 2014 to get reimbursement . ALSO required innumerable phone calls, speaking with a variety of persons until finally reaching a casemanager who accomplished what he said he would do--send reimbursement. Also, had to fax the invoice 2x to get the reimbursement.
Confirmed purchase: January 16 2014
Published on: August 17 2014

Important Coverage Information

Exclusions: Enter your ZIP Code to see the Terms and Conditions.


  • Residential homeowner with sole responsibility for the exterior sewer/septic service line

Not Eligible

  • Residences not affixed to a permanent foundation
  • Recreational vehicles
  • Properties used for commercial purposes

Cancellation Policy

You may cancel within 30 days of your start date for a full refund; cancellations after the first 30 days will result in a pro-rata refund less any claims paid (where applicable).

Read full cancellation policy >


Frequently Asked Questions

Does my homeowners insurance or local utility cover repairs to the systems around my home?

Many homeowners believe their utility companies or homeowners insurance is responsible for emergency repairs to the water, sewer, plumbing, electrical, heating and cooling systems, but the reality is that in many cases you, the homeowner, is responsible. Most basic homeowners insurance policies and local utility companies or municipalities do not cover repairs to or replacement of the major systems in and around your home. 

I need a repair. What should I do?

Step 1: If you should suffer a home repair emergency after your start date that is covered by your plan, call HomeServe toll-free at 1-855-336-2465 and one of our customer service specialists will get you started on your service call.

Step 2: A local, licensed and insured technician will be dispatched to your home to make the covered repair or replacement.

Step 3: Once covered repairs are completed, you just sign a form to say you are satisfied and we pay the technician directly up to the annual benefit amount.

Who will come to my home to make the repair?

Homeowners who call with a covered emergency can rest assured that a local, licensed and insured technician will respond to the call and carry out the repair in a professional manner.

How do I cancel my plan?

You may cancel within 30 days of your start date for a full refund less any claims paid, where applicable, by calling HomeServe at 1-855-336-2465. Cancellations after the first 30 days will result in a pro-rata refund less any claims paid, where applicable.

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