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Repair Plans >> Combo Plans >> Premium Home Protection Plan

Premium Home Protection Plan

When it comes to home system repairs, the best plan is to be prepared. You have come to rely on your water and sewer/septic lines, heating/cooling systems and gas lines to all be performing and highly functional. When any of these leak, breakdown, or fail, it creates worry and stress. With a Premium Home Protection Plan, you can have peace of mind. This plan covers your exterior water service line, exterior sewer/septic line, heating system, cooling system and gas line - whichcan help you deal with the expense of covered repairs. Learn more.

Repair Plan Benefits

If your water service line, sewer/septic line or interior plumbing fails, it can cause:

  • water leaks or sewage in your yard
  • clogged/backed up drains inside your home

How a heating and cooling system failure can affect your home:

  • Freon or coolant leak can prevent cool air from flowing into your home
  • blower motor failure can mean the system won’t supply enough heat

Problems with your interior or exterior electrical wiring system can cause:

  • shorts in wiring causing fixtures to stop working or lights to flicker
  • partial or full home “blackout”

It can be a major inconvenience when your water heater, heating or central A/C system fails and finding a qualified professional to address the problem quickly can be time consuming and costly. Unexpected problems with the gas line can happen at any time due to aging of the pipe or other problems and it’s your responsibility to pay for any repairs if something goes wrong with the gas line throughout your home. Buried pipes break— get reliable comfort with an affordable repair plan from HomeServe USA and get protection from high repair costs with access to our 24/7 hotline where you can schedule repairs. Note: If you suspect you have a gas leak, please leave the area and call your gas company or 911 immediately. 


Premium Home Protection Plan

Instant Quotes

What's Covered?

Exterior Water Service and Sewer/Septic Line:

  • Locating the leak
  • Excavation to expose pipe
  • Pipe replacement or repair
  • Repair or replacement of seals and joints
  • Unblocking and fitting external valves
  • Fusing, welding, and pipe cutting
  • Backfilling of areas disturbed by repair

Interior Plumbing and Drainage

  • Leaking or burst interior water pipe
  • Broken water valve causing unstoppable water flow
  • Unblocking an overflowing toilet or sink due to clogged drains
  • Blocked drain

Water Heater Repair and Replacement

Gas Water Heater:

  • Burner supply tube and assembly
  • Dran and gas valves
  • Pilot light and main burner
  • Temperature control and thermocouple
  • T/P relief valve

Electric Water Heater:

  • Drain valve
  • Lower and upper thermostat
  • Lower and upper element
  • T/P relief valve 

Gas Line:

  • Replace section of natural gas supply line
  • Repair/replace gas safety shutoff valve
  • Repair section of pipe to your furnace 

Exterior Electrics:

  • Weatherhead
  • Insulator
  • Riser
  • Meter base
  • Service entrance cable

Interior Electrics:

  • Distribution panel
  • Faulty wiring to wall light
  • Faulty or damaged electrical outlet
  • Broken light switch

Heating System:

  • Air scoops and aquastat
  • Barometric damper
  • Belts, pulleys and ECO safeties
  • Blower motors and assembly
  • Circuit boards and circulators
  • Fan and limit controls
  • Fusible links and gas valves
  • Ignition controls and induced draft motor
  • Blower and low water cutoff
  • Main and pilot burners
  • Pilots and thermocouples
  • Pressure switch and regulator valves
  • Relays, spill switches and transformers

Cooling System:

  • Capacitors and circuit boards
  • Internal fuses or breakers
  • Condensate pumps
  • Condenser motor and fan
  • Contactor switches and delay timer
  • Fan controls, relays and filter dryer
  • High and low pressure switches
  • Limit controls
  • Refrigerant (excluding maintenance recharges)
  • Relays, transformers and valves

Exclusions apply. Enter your ZIP Code to see the Terms and Conditions.

National average repair costs as of January 2016. No charge for covered repairs up to your annual benefit amount. There is a 90-day wait for water heater replacement.


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$20 Cash Back Offer:
- Valid for customers of FirstEnergy Operating Companies only
- Valid for each successful enrollment in a new plan
- $20 cash back will be paid for the first-time purchase of each new plan only
- It will take approximately 4-6 weeks for each Cash Back Offer to be processed after a successful enrollment