icon category

Cooling System Coverage

Don't sweat high repair costs.

What's covered

  • Capacitors and circuit boards
  • Internal fuses or breakers
  • Condensate pumps
  • Condenser motor and fan
  • Contactor switches and delay timer
  • Fan controls, relays and filter dryer
  • High and low pressure switches
  • Limit controls
  • Refrigerant (excluding maintenance recharges)
  • Relays, transformers and valves

Most central A/C components cost hundreds of dollars to replace.*

How a cooling system failure can affect your home: Circuit board failure can cause the breaker to keep tripping. A bad condenser can cause the fan to blow but not cool.

It can be a major inconvenience when your central A/C system fails and finding a qualified professional to address the problem quickly can be time consuming and costly. Don't sweat high repair costs with an affordable repair plan from HomeServe USA and get access to our 24/7 hotline where you can schedule a repair for your cooling system.

* National average repair costs as of March 2018. No charge for covered repairs up to your annual benefit amount.

product icon

Cooling System Coverage

30 Day Money Back Guarantee

Why choose this plan:

  • 24-hour repair service
  • Local, licensed and insured technicians
  • One-year guarantee on all covered repairs


A lot can go wrong with your central A/C system. Drains can clog, motors can burn out, and fuses can blow. It may be your responsibility to keep your central air conditioning functioning properly. Let a repair plan from HomeServe help protect you from the expense and bother of emergency home repairs.

Cooling system problems can be caused by many things. Capacitors, circuit boards and internal fuses or breakers, condensate pumps, condenser motors and fans, and contactor switches are among the covered culprits. Don’t sweat high repair costs with a Cooling System Coverage repair plan.

Frequently asked questions

What is the cancellation policy?
You may cancel within 30 days of your start date for a full refund (or less any claims paid if cancelled at any time after renewal/reactivation, where applicable). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will be entitled to a pro-rata refund less any claims paid (where applicable).
What quality of repair can I expect?
Local, licensed and insured plumbers perform all covered repairs, which are guaranteed against defects in materials and workmanship for one year.
Does my homeowners insurance cover this?
Many homeowners believe their utility companies or homeowners insurance is responsible for emergency repairs to the water, sewer, plumbing, electrical, heating and cooling systems, but the reality is that in many cases you, the homeowner, are responsible. Most basic homeowners insurance policies and local utility companies or municipalities do not cover repairs to or replacement of the major systems in and around your home.
Who is HomeServe?
HomeServe is an independent company providing emergency home repair services and protection solutions to homeowners across the U.S. Accredited by the Better Business Bureau, HomeServe protects over 3 million homeowners in the US and Canada and provides emergency repair plans through partners, utility companies, municipalities and directly to consumers. In the 15 years we've been serving customers in the US and Canada, our vision, mission and values have remained intact. We remain committed to our customers, and strive to provide complete satisfaction.
What We Do?
Plans from HomeServe help protect homeowners from the high cost and hassle of covered emergency home repairs with repair service plans that cover parts and labor to repair critical electrical, gas, heating, cooling, and water systems. These affordable plans provide repair service in an emergency through our 24/7 repair hotline by local, licensed, and insured technicians and come with a one-year guarantee* on all covered repairs. *Surge plans have 90 day guarantee.

*Surge Plans include a 90 day repair guarantee.