As your home gets older, so does the exterior water service line that brings fresh water to your house. Leaks and breaks are usually caused by aging of the pipe, corrosion, extreme temperatures, settling or shifting of the ground. Most, although not all, homeowners are responsible for the cost of repairs, which means you could be faced with an expensive repair bill. If you're unsure about your responsibility for the exterior water service line on your property, contact your municipality or local water company.
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Exterior Sewer/Septic Line Coverage

Keep what's underground, covered.

What's covered

  • Locating the blockage or collapse
  • Excavation to expose pipe
  • Pipe replacement or repair
  • Repair or replacement of seals and joints
  • Fitting external valves
  • Fusing
  • Welding
  • Pipe cutting
  • Backfilling of areas disturbed by repairs
  • Restoration of your pavement, yard, or landscaping disturbed or excavated as part of a covered repair on your property

Replacement of a sewer/septic line can cost thousands of dollars.*

As a sewer/septic line ages, it becomes even more likely to leak, clog or break. Be ready for the unexpected with a repair plan from HomeServe and keep what’s underground covered with access to our 24/7 hotline where you can schedule a repair for your exterior sewer/septic line.

*In some towns, the service line beyond the property boundary to the main connection may be an additional responsibility of the homeowner, but is not included in this coverage. Coverage includes the external septic line, but excludes any repair work needed on your septic tank, leaching field, pump or grinder. Prices shown reflect national average repair costs within the HomeServe network as of March 2018. No charge for covered repairs.

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Exterior Sewer/Septic Line Coverage

30 Day Money Back Guarantee

Why choose this plan:

  • 24-hour repair service
  • Local, licensed and insured technicians
  • One-year guarantee on all covered repairs


Your sewer/septic line may weaken and break over time due to damage caused by normal wear and tear, including aging and ground shifting. Because this line is buried underground on your property and is typically not inspected, a failure is almost impossible to predict. Without this optional coverage you may be faced with thousands of dollars in bills to replace the line on your property in the event of a breakdown.

Eligible homeowners can avoid paying for the costs of covered repairs to their exterior sewer/septic line. Receive up to $6,000 annually with 2 service calls up to $3,000 each for covered repairs. This coverage includes an extra $1,000 per covered repair to restore your landscaping, including resetting bricks and stones, replacing sod, mulch, shrubs and trees, and repairing asphalt and concrete surfaces. This protection covers all types of pipe material regardless of how old it is. Eligible homeowners can avoid paying for the costs of covered repairs to their exterior sewer/septic line. Help get protection from time consuming and expensive repair costs with Exterior Sewer/Septic Line Coverage.

Frequently asked questions

What is the cancellation policy?
You may cancel within 30 days of your start date for a full refund (or less any claims paid if cancelled at any time after renewal/reactivation, where applicable). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will be entitled to a pro-rata refund less any claims paid (where applicable).
What quality of repair can I expect?
Local, licensed and insured plumbers perform all covered repairs, which are guaranteed against defects in materials and workmanship for one year.
Does my homeowners insurance cover this?
Many homeowners believe their utility companies or homeowners insurance is responsible for emergency repairs to the water, sewer, plumbing, electrical, heating and cooling systems, but the reality is that in many cases you, the homeowner, are responsible. Most basic homeowners insurance policies and local utility companies or municipalities do not cover repairs to or replacement of the major systems in and around your home.
Who is HomeServe?
HomeServe is an independent company providing emergency home repair services and protection solutions to homeowners across the U.S. Accredited by the Better Business Bureau, HomeServe protects over 3 million homeowners in the US and Canada and provides emergency repair plans through partners, utility companies, municipalities and directly to consumers. In the 15 years we've been serving customers in the US and Canada, our vision, mission and values have remained intact. We remain committed to our customers, and strive to provide complete satisfaction.
What We Do?
Plans from HomeServe help protect homeowners from the high cost and hassle of covered emergency home repairs with repair service plans that cover parts and labor to repair critical electrical, gas, heating, cooling, and water systems. These affordable plans provide repair service in an emergency through our 24/7 repair hotline by local, licensed, and insured technicians and come with a one-year guarantee* on all covered repairs. *Surge plans have 90 day guarantee.

*Surge Plans include a 90 day repair guarantee.